Life Lessons from the Playground:

Look Forward When You’re Walking Forward When I was about 10 years old, I was riding my bike down our driveway, which was a big hill. I looked back up at the house to yell something at my little brother – and promptly hit a rock, tipped over, and broke the middle finger on my left hand. This was my ... Read More

Short-term Disability Insurance

Short-term Disability offers coverage if you cannot work due to a disability. You can select different levels of coverage, allowing flexibility in dollars and time frames to fit your needs.

Specified Disease Plans

Specified Disease plans give a payout if you are diagnosed with, or pass away from, specified serious diseases like cancer, stroke or heart attack. These plans can help cover expenses for a high deductible health insurance, or even to help cover loss of income if you cannot work while being treated for these diseases.

Accident / Association Plans

Accident / Association plans include a few different benefits. They cover bills up to a specified amount due to accidental reasons, including things like car/bike accidents, food poisoning, sporting accidents, and even slipping off a curb and breaking your wrist (which I’ve done!). Some of these plans also make payments if you have to spend more than one night in … Read More

Dental and Vision Plans

Dental and Vision plans utilize national PPO networks, which allow you to choose your providers. They have immediate benefits for check-ups, but there are wait periods for dental repair work like fillings, crowns and root canals. Therefore, it’s best to get the coverage before you need dental repair work.

Think you can’t afford Fringe Benefits for Employees? Think Again!

Health Insurance for Small Businesses
Think you can't afford Fringe Benefits for Employees? Think Again! Most small business owners agree – hiring and retaining quality employees is a challenge, especially if you cannot afford to pay much (if anything) for a benefits package. What if, instead of saying “we don’t offer any benefits” you could say “we offer pre-tax access to some health benefits, and ... Read More