Short-term Disability offers coverage if you cannot work due to a disability. You can select different levels of coverage, allowing flexibility in dollars and time frames to fit your needs.

Specified Disease plans give a payout if you are diagnosed with, or pass away from, specified serious diseases like cancer, stroke or heart attack. These plans can help cover expenses for a high deductible health insurance, or even to help cover loss of income if you cannot work while being treated for these diseases.

Accident / Association plans include a few different benefits. They cover bills up to a specified amount due to accidental reasons, including things like car/bike accidents, food poisoning, sporting accidents, and even slipping off a curb and breaking your wrist (which I’ve done!). Some of these plans also make payments if you have to spend more than one night in … Read More

Dental and Vision plans utilize national PPO networks, which allow you to choose your providers. They have immediate benefits for check-ups, but there are wait periods for dental repair work like fillings, crowns and root canals. Therefore, it’s best to get the coverage before you need dental repair work.